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18-Dec-2017 05:32

When you write a personal check, you're supposed to write the date in a designated spot in the top right hand corner of the check.Bank tellers are supposed to look at the date before allowing you to cash or deposit a check.There is, however, one situation in which a bank can be held liable if they cash a post-dated check too soon.

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Legally, banks can honor post dated checks at any time regardless of the date on the item.

I can tell you generically that closing this account will not help your score.